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Really interesting study! In particular, it's interesting to compare people's intentions vs. their actual behavior. The 55+ workforce participation rate has risen at a steady pace since the turn of the millenium, suggesting relatively consistent retirement trend. Also a question--The article says there was "a sharp increase in plans to delay retirement among workers between the ages of 45 and 60, from 42% in 2010 to 62% in 2012." But the chart shows those are the figures for people who saw home price declines. Was that an error? My job involves retirement forecasting, and I would be very interested in seeing overall how many people are delaying retirement--and I would really want to focus on the 55-60 population. (Do I have to pay for the report if I want to see that?)